The Impact of Credit Risk on the Palestinian Sector Performance
| dc.contributor.author | Salahat, Mahdi | |
| dc.date.accessioned | 2022-10-12T05:18:01Z | |
| dc.date.available | 2022-10-12T05:18:01Z | |
| dc.date.issued | 2021-12-15 | |
| dc.description | This study aimed to identify The impact of Credit Risk on the Palestinian Banking Sector Performance, By answering the study questions related to the subject, and the study population consisted of banks operating in the Palestinian territories, a sample of (12) banks was taken from those banks, and the researcher used the descriptive approach by analyzing the financial data of Palestinian banks. The study reached several results, the most important of which are: the effect of the independent variables (non-performing loans, total loans, liquidity, capital adequacy, and the interest rate) on the dependent variable (the performance of the banking sector), as the non-performing loans variable inversely affects the dependent variable. The performance of the banking sector decreased, while the effect of the independent variables was (Total loans, liquidity, capital adequacy, and interest rate) directly on the dependent variable on the Banking Sector Performance, which means that its increase will lead to an increase in the performance of banks operating in Palestine. It was also noted, depending on the results of the study, that there was a statistically significant effect between credit risks and the performance of banks operating in Palestine, depending on the variables on which the study relied. At the end of the study, the researcher recommended several recommendations, most notably: the need for banks to conduct more standard market studies to put forward economic forecasts that come from the market, and not to be satisfied with financial analysis in itself. And the need for the banking administration to develop a culture and mechanisms for dealing with banking risks, and to indicate the danger of its absence, given the negative repercussions it has on the degree of banking security, in order to achieve the elements of discipline and financial stability. | en_US |
| dc.description.abstract | This study aimed to identify The impact of Credit Risk on the Palestinian Banking Sector Performance, By answering the study questions related to the subject, and the study population consisted of banks operating in the Palestinian territories, a sample of (12) banks was taken from those banks, and the researcher used the descriptive approach by analyzing the financial data of Palestinian banks. The study reached several results, the most important of which are: the effect of the independent variables (non-performing loans, total loans, liquidity, capital adequacy, and the interest rate) on the dependent variable (the performance of the banking sector), as the non-performing loans variable inversely affects the dependent variable. The performance of the banking sector decreased, while the effect of the independent variables was (Total loans, liquidity, capital adequacy, and interest rate) directly on the dependent variable on the Banking Sector Performance, which means that its increase will lead to an increase in the performance of banks operating in Palestine. It was also noted, depending on the results of the study, that there was a statistically significant effect between credit risks and the performance of banks operating in Palestine, depending on the variables on which the study relied. At the end of the study, the researcher recommended several recommendations, most notably: the need for banks to conduct more standard market studies to put forward economic forecasts that come from the market, and not to be satisfied with financial analysis in itself. And the need for the banking administration to develop a culture and mechanisms for dealing with banking risks, and to indicate the danger of its absence, given the negative repercussions it has on the degree of banking security, in order to achieve the elements of discipline and financial stability. | en_US |
| dc.identifier.uri | https://hdl.handle.net/20.500.11888/18056 | |
| dc.language.iso | other | en_US |
| dc.publisher | جامعة النجاح الوطنية | en_US |
| dc.supervisor | Dr. Muath Asmar | en_US |
| dc.title | The Impact of Credit Risk on the Palestinian Sector Performance | en_US |
| dc.title.alternative | The Impact of Credit Risk on the Palestinian Sector Performance | en_US |
| dc.type | Thesis | en_US |