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انقضاء حق المؤمن له بالحصول على التعويض - دراسة مقارنة
(جامعة النجاح الوطنية, 2025-12-28) الهام عبد الخالق عيسى
تعالج هذ الرسالة الحالات القانونية والإتفاقية لإنقضاء حق المؤمن له بالتعويض في ظل قانون التأمين الفلسطيني رقم (20) لسنة (2005) وتعديلاته النافذة، بالمقارنة مع التشريعين الأُردني والكويتي، فقد تناولت الباحثة مبلغ التعويض بوصفه عملة ذات وجهين مختلفين،حيث وضحت متى يكون مبلغ التعويض إلتزام في ذمة المؤمن، ومتى يَستحق المؤمن له ذلك المبلغ.
حيث تناولت الباحثة إلتزامات أطراف عقد التأمين وأثرها في إستحقاق مبلغ التعويض في القوانين المقارنة ، كما ووضحت الحالات القانونية والإتفاقية التي تستتبع إنقضاء حق المؤمن له بالتعويض ، وذلك من خلال التمييز ين إستبعاد الحق بالتعويض وسقوط الحق من حيث مفهوم كل منهما وشروط إعمالهما والاثر القانوني لذلك الإعمال ، كما وبينت إنقضاء حق المؤمن له بالتعويض بسبب إنتهاء عقد التأمين او تقادم الحق في المطالبة بالتعويض .
وبناءً على ذلك قد قسمت الباحثة هذه الدراسة إلى فصلين رئيسيين، تناولت في الفصل الأول إلتزامات أطراف عقد التأمين وأساس وحدود تلك الإلتزامات في التشريعات المقارنة، وأثرها في إستحقاق المؤمن له لمبلغ التعويض.
أما الفصل الثاني فقد خصصته الباحثة لتناول أثر الإتفاق بين اطراف عقد التامين في إنقضاء حق المؤمن له بالتعويض، وذلك من خلال دراسة وتحليل الحالات الإتفاقية والعوامل التي من شأنها أن تودي إلى إنقضاء حق المومن له بالتعويض، و حاولت معالجة الخلط بينها وبين الحالات القانونية المُسقطة لحق المؤمن له بالتعويض، حيث فرقت الباحثة بين سقوط حق المومن له بالتعويض وإستبعاد بعض الأخطار من التغطية التأمينية مع الإستدلال بموقف القضاء المُقارن من تلك الحالات، كما وتناولت الباحثة إنتهاء عقد التأمين كأحد حالات إنقضاء حق المومن له بالتعويض وتقادم الحق بالمطالبة في مبلغ التعويض
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The Impact of Capital Structure on Sustainability of Industrial Companies Listed on the Palestine and Amman Stock Exchanges for the Period 2013-2023
(جامعة النجاح الوطنية, 2025-12-09) عطاف بيره
The main goal of this study is to investigate the influence of Capital Structure (CS) on sustainability in industrial companies listed in the Palestine Exchange (PEX) and Amman Stock Exchange (ASE) from 2013 to 2023. It employs a number of controlling variables including company size, company growth, company liquidity, and board size. CS is one of the key strategic financial decisions in companies since it includes both debt and equity employed to finance activities and its direct influence in financial and non-financial performance as well as achieving strategic aims which ensures sustainability and creates more value for themselves and other stakeholders.
It depends on an integrated theatrical framework depending on many economic and managerial theories including economic and agency theory, trade-off theory, and pecking order theory, to clarify the relationship between financing decisions and sustainability requirements in its three dimensions: environment, society, and governance. It adopts qualitative approach by gathering information of (41) financial and non-financial companies listen in PEX and ASE analyzing their data using advanced statistical regression models using STATA.
It has been found that there has been an increase in equity financing which increased governance disclosure transparency as well as the negative relationship with sustainability with environmental and social one. This confirmed their ability to reduce their debt and adopt e
confirming the ability of companies that tend to reduce their debt to adopt more stable and transparent policies. However, debt financing showed that higher total long-term debt has a positive impact on environmental sustainability and a negative impact on social sustainability and governance. Higher short-term debt is associated with better social and environmental performance, and there is no clear significant evidence of the impact of short-term debt on governance.
The study included a set of control variables and showed that the size and growth of institutions are strongly positively correlated with their level of governance and environmental and social sustainability, while liquidity has a negative impact on the dimensions of sustainability, and the size of the board of directors has a positive impact on sustainability, indicating the role of governance in promoting sustainability practices.
It is concluded that capital structure is not merely an internal financing decision, but also represents a strategic tool that affects the ability of industrial companies to align their financial objectives with social and environmental commitments. It also recommends adopting balanced financing structures that reduce excessive reliance on debt and increase reliance on equity, while enhancing disclosure and transparency in financial and non-financial reporting. This will increase
investor confidence and enhance companies' competitiveness in a challenging and volatile economic environment.
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Hot Drinks machine
(2025) Malik Taiseer Ali; Shaheen Ali Abbas
The main idea of our project is to build a fully-automated Hot Drinks Machine to be working
instead of depending on human resources in the making hot drinks such as coffee, cappuccino,
and Nescafé, the machine we built is controlled by a main controller built in the machine and a
mobile application; it also includes features that were not included in some coffee machines.
We tried our best, and we used sensors and electronic pieces to guarantee the efficiency and
accuracy of the project. Generally, the main features like automated cup dispensing mechanism,
Dedicated powder containers corresponding to different beverage types dispense precise
quantities of powder Each container is equipped with an ultrasonic sensor to monitor powder
levels and generate refill alerts when necessary, A heated water tank maintains the required
water temperature through continuous monitoring using a temperature sensor while a pump
regulates the controlled delivery of hot water into the cup, and a mechanical stirring mechanism
ensures proper mixing to achieve uniform beverage quality.
The integration of sensors, actuators, and embedded control logic results in an efficient,
consistent, and user-friendly automated solution, illustrating the effectiveness of automation
technologies in modern beverage production lines.
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jamaite platform
(2025) malik ali; shaheen abbas
Jamati is a comprehensive e-learning platform developed to empower the education
and communication between universities students where the students can share posts
and images and interact with posts and add comments and also provide chatting
system between the students, the second main feature is the Projects where the
students can share projects and upload files and links to support the project also the
other students can take this files and take benefit from at also they can rate the
projects and filter it by colleges, authors, title and issue date ,the third main feature
courses and payment where the courses managed by the instructors how have the
Eligibility to publish courses where the course has list of videos that cover the course
content the students can rate the course and write feedbacks also there is a real time
groups chatting system for each course . there is three user roles System Admin,
Instructor and Student. We also implement user Authentication and
Authorization and email code verification to guarantee the Credibility.
Jamati is built using MongoDB, REST Express Nodejs Framework for the
backend, React Framework for web and Expo React Native for mobile app.
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Image -Processing Controlled Robot
(2025) Jad Kawa; Arqam Mousa
Modern automation relies heavily on the integration of perception, communication, and actuation to
perform tasks that traditionally require human intervention. This project introduces Image-Processing
Controlled Robot, an autonomous robotic system designed for intelligent object detection, classification, and
sorting. The system separates vision from actuation: an external camera performs real-time image processing
to identify objects such as balls and trash, then transmits commands directly via Bluetooth to the robot’s
HC-05 module equipped with a robotic arm. Based on the received instructions, the robot navigates toward
the detected object, picks it up, and sorts it into the appropriate bin.
The robotic car and arm assembly are both controlled by an Arduino Mega, with an HC-05 Bluetooth module
handling wireless communication. Users can operate the robot manually through a dedicated mobile
application, or allow the external camera to guide it autonomously. However, the camera-guided mode and
mobile-app control cannot function simultaneously, ensuring that only one controller manages the robot at a
time. This dual-mode design highlights the flexibility of the system, demonstrating both manual and automated
capabilities.
Key hardware elements include the robotic arm for manipulation, the mobile car platform for navigation, and
the external camera for vision processing. Software components manage wireless communication, object
classification, and control logic for actuation. While the prototype faced constraints such as limited Bluetooth
range, low-quality camera performance, and reduced battery runtime, it successfully demonstrated the
feasibility of low-cost object detection and sorting using a modular, distributed system.
This project underscores the potential of combining image processing, wireless communication, and robotic
actuation to solve real-world automation challenges. Future improvements include integrating higher-resolution
cameras, shifting processing onto the robot itself, and adopting more advanced wireless protocols to enhance
autonomy and scalability.